How to become a loan officer
- - Diploma of Higher Education in the specialty "Economics" or "Finance and Credit";
- - an excellent resume;
- - a list of banks that need specialists of the appropriate profile;
- - work skills in the specialty;
- - ability to use computers and office equipment;
- - perseverance, self-presentation skills and a bit of luck.
Before you begin your job search, you need to create a resume. Rules to be followed, can be found on any website dedicated to job search. Experienced HR-managers believe that the future of the credit specialist must have neat appearance, competent speech, easily find common language with people, to be adventurous and discreet. In addition, it is desirable that he had minimal experience in the specialty and knowledge about the types of loan products. The information that you possess the qualities listed above, you must specify in the summary.
Then you need to make a list of credit and financial institutions with appropriate vacancies. In addition to banks, it can be real estate agencies, Agency real estate, and financial and brokerage companies. You can include the summary in any organization, person, or send them via e-mail.
At the interview, will have to try to impress a potential employer a good impression. To do this, find out beforehand as much as possible about the company where you want to work and read the credit products. This information is easy to find on the official website.
At the interview, do not lie, Dodge, or introduce a specialist personnel service misleading. If experience loan officer you have not yet, better to admit it, but add that you are diligent, easy to learn, really want to learn new responsibilities and must cope with them. Those who did not report the HR Manager all the necessary decision-making information, risk being accepted for a position that is unsuitable for them. The employee can not cope with the work, usually quickly dismissed, and, in the future, give him just an unflattering characteristic.
When you cannot find a suitable vacancy, you can simply call in your company and to offer his candidacy as a potential employee. If you properly build a conversation with an employee, service personnel, most likely you will be invited to a preliminary interview. The applicant managed to produce for HR Manager good impression is likely to be proposed is similar in profile or specialty position. It is possible that it will be put in a personnel reserve, and as soon as the company released a vacancy loan officer will offer to take it to a specialist out of this "waiting list".
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