Tip 1: How to make a tax deduction
For registration of a tax deduction you need to start their own to count, what amount he will be paid. If you bought a house for two million rubles or more, then everything is clear, you must compensate two hundred and sixty thousand rubles. But if housing costs one million rubles, it does not mean that you get solely one hundred thirty thousand rubles. You can get another thirteen percent of the amount of interest on the mortgage, if you have used the services of the Bank. For example, you took out a mortgage at ten per cent per annum. The amount you pay to the Bank, divided into two parts, that payment of interest and repayment of principal. Usually this information is specified in the payment Annex to the banking contract. The state will reimburse you for thirteen per cent of the amount of interest paid to you by the Bank for the year. Also, the state will reimburse thirteen percent of the cost of the repair that you did before to enter into a new home. But then you need to present all receipts.
Now go to the tax. There are present instruments of ownership housing. If you are the only owner, then you is taken into account the full cost of housing. In the case where you have part of the property, that part you have to be thirteen percent.
If you are married and your property has been co-owned, then your spouse may refuse a tax deduction for you.
If you want a refund of mortgage interest, then take a certificate in the Bank which will indicate the amount of your payments for the year. If you want the recovery percent of the cost of the repair, submit all your receipts.
At the end of the year go to accounting at work and write a statement for payment of tax deduction. Payment amount — this is the part of wages which have been transferred for you to the pension Fund by the employer. That is, if your salary amounted to twenty thousand rubles monthly, the amount of payments for the year will be thirty one thousand two hundred rubles. The remaining amount you will take for next year, so until then, until paid in full.
Currently, the majority of citizens receive higher education in correspondence courses. They can get taxdeduction on education in the amount of 13% from the state budget. To do this, you must submit a certain package of documents and fill in the 3-NDFL declaration and submit it to the tax office.
- agreement with the institute, copies of accreditation and university license, receipt of payment for tuition, pen, “declaration” program, reference 3-NDFL from the place of work for six months.
One of the conditions for obtainingdeduction and education — the student-the student must obtain income and to pay to the state budget the tax to incomes of physical persons. this is confirmed by the reference 3-pit from his place of work that can be requested in the accounting Department of the enterprise. The accountant enters in it the amount of income the employee for the last six months, puts the seal of the organization. This certificate is signed by the head of the company and the chief accountant.
In higher education a student requires a copy of the accreditation and license of the University, they must attend his seal and the signature of the Director of the Institute. The contract for training the student is supposed to attend. But if it's lost, it can also be obtained from the personnel Department. If the tuition goes up every year, to the contract must be accompanied by an additional agreement. The receipt of payment are usually in hands of applying for deduction a citizen, but if at least one of them is not available, the university’s accounting department, at the request of the student, writes a certificate of payment.
In the Declaration 3-NDFL of the surname, name, patronymic of the student, details of the identity document (series, number, whom and when issued), the address of his place of residence, date and place of his birth.
In the column of the declaration set aside for fixing the income of the student, the name of the organization where the citizen works, the amount of income for each of the six months is entered.
ATdeduction ah you need to click "social taxdeduction y", indicate the amount of funds spent on student learning, as well as the date, contract number of the company where the student works, with the pension Fund, the contribution amount by the employer for this worker in the organization of voluntary pension insurance of citizens.
The completed Declaration and the relevant documents part-time students is in electronic and paper form to the tax inspection at the place of residence and within four months gets to your Bank account deduction in the amount of 13%.